Frequently Asked Questions
- When can I enroll in Benefits?
- How do I contact one of the insurance providers?
- When can I make a change to my insurance election or dependents?
- Who can be added as a dependent to my medical plan?
- My child is turning 26 soon. What options do they have?
- What if one of my dependents becomes ineligible?
- Can my dependent select a different health plan than I do?
- What do I need to do if my name or address changes?
- How much do my health benefits cost?
- What does it mean to have my deduction taken pre-tax?
- Does the District offer Disability Insurance, Flexibile Spending Accounts, or other supplemental benefits?
- I am leaving employment with SVUSD and I am not eligible for retiree benefits. When does my coverage end?
- Does the District offer health benefits for Retirees?
Employees have 31 days from date of hire, date of increase in hours/bargaining unit change, or loss of other coverage to enroll in the District's health benefits. Employees must provide the enrollment form, payroll deduction form, and verification documents for any dependents to the Benefits Department by the deadline in order to enroll.
Changes can be made within 31 days of a Qualifying event (i.e. Birth, Marriage, Divorce, Loss of Coverage, etc.) or during Open Enrollment. Please be advised you are REQUIRED to notify the District if you divorce or legally separate from your spouse as they are no longer an eligible dependent on SVUSD's plan.
Eligible dependents include:
- a legally married spouse
- a registered same-sex domestic partner
- a birth child, step child, foster child, or adopted child
- a child placed under your court appointment guardianship
- a child placed under your medical plan as a result of a Medical Support Order
Please note: children are only eligible if under the age of 26 UNLESS a declaration of disabled dependent has been approved. Appropriate verification of dependent status must be submitted at time of enrollment. Examples of valid documentation include: county issued marriage certificate, county issued birth certificate, federal tax return, etc.
Child dependents will be covered through the end of the month in which they turn 26. At that time the Benefits Department will automatically drop them off benefits and adjust payroll contributions if necessary. Overage dependents will then have the opportunity to continue coverage via COBRA. Please visit the COBRA tab on the left for more information.
You may elect to have your benefits premiums taken on a pre or post tax basis. Taking the deductions pre-tax will reduce your taxable income and could reduce the amount you contribute to Social Security, your pension, or other agencies which are based on taxable income. If you elect pre-tax deductions, you and your dependents are locked in to SVUSD benefits for the year, unless a qualifying event occurs. If you elect to have premiums taken out post tax, you may drop yourself and/or your dependents from coverage at any time.